When it comes to managing your finances and planning for retirement, one of the most dreaded topics is fees. Whether you're investing in mutual funds or working with a financial advisor, fees are an inevitable part of the process. In this episode, Phil takes a deep dive into the world of financial fees, breaking down their types and explaining their impact on your investments.

Here’s some of what we discuss in this episode:

0:00 – Intro

1:12 – Investment vehicle fees and advisor fees

3:05 – Considering net of fees

5:34 – Advisor fees and the value they bring

10:08 – Considering factors beyond fees

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