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 Still working on getting credit cards debt reduced. Now the time to start tracking net worth. This will help in determining the progress made in debt reduction. W hat is financial freedom, is it worth the effort?

Treat all credit cards as cash, only charge what can be payoff every month. Put extra money into emergency fund, once have 6 months expenses the remaining into investments. 

 Article Link:

https://www.spaceship.com.au/learn/the-seven-stages-of-financial-freedom/ By Nicole Webb

 https://financebuzz.com/us-net-worth-statistics By Kerry Murray

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