Arguably the first and most important step you need to take in your financial health journey is planning a budget for you and/or your family unit. Knowing is half the battle and when you can develop a good budget that fits within your means and that you actually agree to and feel comfortable with it's going to bring you a lot more peace in your life and allow you to feel less stressed out about where your money is going month and month. Let me share with how I would go and construct a budget from the ground up!