In this episode of Financial Independence, Jake Carson and Lily Morgan discuss a crucial aspect of reaching FIRE: making informed, independent financial decisions. Inspired by recent r/Fire community posts, we explore why it's essential to resist the urge to outsource financial planning to strangers on the internet. Instead, we delve into the importance of building your own knowledge base—understanding Roth IRA limits, planning for capital gains taxes, and preparing for various retirement scenarios. If you’re serious about optimizing your FIRE journey, join us as we share why studying the details can lead to thousands, even hundreds of thousands, in long-term gains. We’ll help you take charge, make informed choices, and confidently navigate your path to financial freedom.