This is Financial Insanity w-Scott McLean.  Today's show is planning for the worst.  The key to financially preparing for the unexpected is to hope for the best and plan for the worst.  How this is done is by sacificing some of your income today and putting aside money.  So how can you hope for the best and plan for the worst with your every day income, social security and today's ever rising inflation?  Plus are you retire to ready and have you saved enough?