This is Financial Insanity w-Scott McLean.  Today's show is avoiding scams.  We live in a technological world.  We also live a world with cyber crime.  Get the knowledge to shield your lifes work, protect your savings and your identity.  Plus, there are six questions to figure out how much you need in retirement.   The biggest one you should ask yourself:  how much are spending currently?  For a successful retirement, it all starts with a financial plan.