This is Financial Insanity w-Scott McLean.  Today's show is election on the horizon.    With the election upcoming, there are some things to be thinking about: the stock market, the current interest rate enviornment and most of all your investments.  Plus, there is a mistake many Americans make when rolling over a 401k into an IRA.  1 in 4 people are making this mistake during the investment process.   What is that mistake and how do you make a lasting legacy plan?  We'll tell you here on Financial Insanity.