This is Financial Insanity w-Scott McLean.  Today's show is end of year prep.  The end of 2024 is getting closer.  But, there's always more work to do before you ring in the new year.  What are the things you can do to be better off financially.  It all starts with taking a trip and reviewing your finances.  Plus, how do you downsize in retirement?  Decluttering is key.  You can declutter your finances too.