This is Financial Insanity w-Scott McLean.  Today's show is what about annuities.  It's a look at the world of annuities.  What are annuities and are they good or bad for your finances?  Scott explains which ones could be best suited for your situation.   Plus, there isn't a number of how much you need to save in your retirement.  It's not a one size fits all retirement plan.  But there are some common questions to help individuals plan for retirement.