This is Financial Insanity w-Scott McLean.  Today's show is yay or nay while working in retirement. There is a lot to think about when you're heading into retirement. One of those things is whether or not you should continue working.  A survey indicting nearly 8 out of 10 people would rather be semi-retired.  Just what are the pros and cons to being semi-retired.  There are some challenges which could affect your golden years.  Plus, the market has been hot and cold, up and down like a roller coaster.  What should retirees during this time and how violate is the market impacting your portfolio?