This is Financial Insanity w-Scott McLean.  Today's show is annuities and guest Robert Brown.  Annuities are very complex.  You'll hear the key takeaways of annuities from how they work to annuities in retirement plans and pros and cons.  There are solutions to consider when taking a specific annuity. Plus, Robert Brown discusses an important benefit some veterans could be missing, it could be difference in thousands of dollars in compensation.