Mike answers recently submitted listener questions. He then finishes discussing the recent article from the Wall Street Journal, “15 Personal-Finance Lessons We Can All Learn From the Year of Covid-19.”

He covers:

* You need a will.

* How your personal finances reflect your values.

* The importance of flexibility in you retirement plans.

* Things won’t always be bad or good.

* “This Time is different. Not.”

* The markets fool us: “If we can’t even explain the past, just think how futile it is to try to predict the market’s future.”

* The three bucket strategy.

* “Rebalancing Pays Off.”

* Stay the course: stay invested.

* Maybe start a side gig.

* Bonds are still important for diversification.