Laurel Sykes, Executive Vice President, Compliance and Risk Manager at American Riviera Bank, facilitates a two-part series on financial literacy with special guests Robb Schiff, longtime educator and AVID Coordinator with the Santa Barbara Unified School District, Chelsea Duffy, Executive Director at Partners in Education, and Melinda Cabrera, Director of Strategic Partnerships at United Way of Santa Barbara. In this episode, the panel explores the learning challenges faced by students on the Central Coast during the pandemic, as well as the resulting short- and long-term impacts they are seeing.