In video podcast, Part 1B: Black History Month Financial Literacy Series 3.0, show host Julia Dudley Najieb continues the review of Professor Emerita of Law The University of Dayton School of Law, Vernellia R. Randall's Dying While Black in America: Maslow's Hierarchy of Need and Racial Policy Making - Dying While Black in America which explains why Maslow's hierarchy of needs has a lot to do with the stagnation of financial literacy among Black people, intertwined with American societal racism.