Financial plans are at the core of what we do however in reality, plans are what we do all over our lives? So why don't we have a financial plan?

We plan to get to work on time, we plan to get our kids to school. We plan to get a new job. We make social plans and movie plans. We plan vacations and yet we lack financial plans. They are simple and should be done by everyone. Having some sort of a plan is necessary to tracking and making progress.

Progress is what we are all after. Without progress and direction we are lost. We are confused. We feel chaos in our decision making and it causes conflict with the people involved... usually a spouse.