In this episode of Beyond Money, the team takes a practical look at financial resolutions and why so many of them fall away before the year is out.

From setting realistic goals and building better money habits to avoiding common pitfalls like over-restricting or aiming too high, they share simple, actionable advice to help you start the year with clarity and confidence. The conversation focuses on progress over perfection and how small, consistent changes can have a lasting impact on your financial wellbeing.

Whether you’re planning to save more, spend smarter, or finally get organised with your finances, this episode will help you turn good intentions into habits that last all year.