In this episode of The UCLI Legal Lounge, host Sabrina Ruiz-Monroy sits down with Zachary Smith, Regional Director for the Central Region at AccessLex Institute’s Center for Education and Financial Capability, to discuss the financial realities of law school and what students need to know before they begin their legal education journey.

Zachary shares practical insight into scholarships, federal and private loans, borrowing limits, Public Service Loan Forgiveness (PSLF), and the changing landscape of student loan policy, including the impact of the OBBBA on law students. He also offers guidance for non-traditional students, strategies for navigating the “funding gap,” and actionable financial tips every future law student should know before stepping into the classroom.

Whether you’re a pre-law student, recently admitted to law school, or preparing to finance your legal education, this episode provides valuable tools and resources to help you make informed financial decisions and plan for long-term success.

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