The core Financial Snapshot has a total of six categories to evaluate. We reviewed what it would look like if you were to be consistent across all categories, but this scenario will not work for most of society. You may be further on in one category while lagging in another. In order to determine where you are at, looking at each category specifically based on your level of current proficiency will help reveal which needs the most focus. Moving from income to focusing on expenses, you’ll be able to pull this from your Plan to Spend or Budget as well. This will be the third step in the process. Finding out whether you spend more than you make will be one of the key components that will ensure that whether you are paid according to the market or not overextending yourself.