The core Financial Snapshot has a total of six categories to evaluate. We reviewed what it would look like if you were to be consistent across all categories, but this scenario will not work for most of society. You may be further on in one category while lagging in another. In order to determine where you are at, looking at each category specifically based on your level of current proficiency will help reveal which needs the most focus. Building in a priority of shifting the focus from your needs and wants through giving is the next step. This will then be the fifth step in the process. Determining whether you give, how much you give, and to whom you give will allow you to align what or who is important to you with how you spend your resources.