The core Financial Snapshot has a total of six categories to evaluate. We reviewed what it would look like if you were to be consistent across all categories, but this scenario will not work for most of society. You may be further on in one category while lagging in another. In order to determine where you are at, looking at each category specifically based on your level of current proficiency will help reveal which needs the most focus. Knowing what your income is, what your expenses are, then realizing what is left over to save is the next priority. This will be the fourth step in the process. What you are able to save after your lifestyle is what contributes to turning income into wealth, so this process of building the gap between income and expenses is especially important.