Financial State of Minds with Darrin Harvey

By Darrin Harvey

Want to get out of debt, build stronger credit, and make smarter money moves?

Better money starts with a better financial state of mind.

Financial State of Minds w

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FAQs about Financial State of Minds with Darrin Harvey:

How many episodes does Financial State of Minds with Darrin Harvey have?

The podcast currently has 91 episodes available.

Financial State of Minds with Darrin Harvey episodes:

December 15, 2025AI, Jobs, and the Future of the Economy: How Artificial Intelligence Is Changing Everything (with Maurice Shabazz)
In this eye-opening episode, Darrin sits down once again with financial expert Maurice Shabazz to break down one of the biggest economic shifts of our lifetime: the rise of Artificial Intelligence (AI) and its impact on employment, wealth, and the overall economy.
The two dive deep into how AI is transforming industries — particularly entry-level jobs, administrative roles, creative work, and customer service — and why people who ignore AI today risk falling behind tomorrow.
Darrin and Maurice also discuss how AI currently benefits the wealthy more than the working class, widening the economic inequality gap. However, they emphasize that AI is also a powerful tool that anyone can learn to use — and that embracing it now can open new opportunities, greater efficiency, and even business ownership.
This episode serves as a wake-up call, a roadmap, and a motivational push for listeners to adapt, evolve, and prepare for the new economy shaped by intelligent technology.

About Darrin Harvey
Darrin Harvey, aka the Money Counselor™, helps professionals, startups, and small businesses build credit, strengthen cash flow, improve money systems, increase revenue, and make smarter money moves through accessible financial education, coaching, and practical business guidance.
As a Financial Education Coach, Keynote Speaker, Podcast Host, 3x Founder, and Blind Entrepreneur, he is committed to making money conversations more practical, inclusive, and actionable for everyday people and growing businesses.
Support The FSM Podcast & Connect With Darrin Harvey:
Rate & Review the Podcast
Connect on LinkedIn
Follow on Threads
Follow on Instagram
Subscribe on YouTube
Need Personal Or Business Financial Coaching, A Keynote Speaker, Or Want To Sponsor The Podcast? Click Here To Contact Darrin's Team!
...more
52min
December 08, 2025Investing for Beginners (Part 2): Strategies, Risk, and Smart Decision-Making (with Maurice Shabazz)
In this continuation of their beginner investing series, Darrin and financial expert Maurice Shabazz dive deeper into the strategies and decision-making skills every new investor needs to build long-term wealth.
Picking up exactly where the previous episode left off, the two break down dollar-cost averaging, explore the difference between long-term investing and short-term trading, and discuss why research and risk management matter more than chasing quick profits.
From understanding options trading at a basic level, to identifying the difference between investing vs. gambling, this episode gives listeners a realistic, grounded, and empowering look at how to approach investing with confidence and clarity.

About Darrin Harvey
Darrin Harvey, aka the Money Counselor™, helps professionals, startups, and small businesses build credit, strengthen cash flow, improve money systems, increase revenue, and make smarter money moves through accessible financial education, coaching, and practical business guidance.
As a Financial Education Coach, Keynote Speaker, Podcast Host, 3x Founder, and Blind Entrepreneur, he is committed to making money conversations more practical, inclusive, and actionable for everyday people and growing businesses.
Support The FSM Podcast & Connect With Darrin Harvey:
Rate & Review the Podcast
Connect on LinkedIn
Follow on Threads
Follow on Instagram
Subscribe on YouTube
Need Personal Or Business Financial Coaching, A Keynote Speaker, Or Want To Sponsor The Podcast? Click Here To Contact Darrin's Team!
...more
52min
December 02, 2025Investing for Beginners: A Simple Guide to Getting Started (with Maurice Shabazz)
Episode Summary
In this episode, Darrin reunites with financial expert Maurice Shabazz to create a clear, simple, and realistic beginner’s guide to investing in 2025.
The two break down exactly what someone needs to have in place before they start investing, including financial stability, an emergency fund, healthy budgeting habits, and a clear long-term objective. From there, they walk listeners through the most common investment options available today — including stocks, real estate, index funds, retirement accounts, and cryptocurrency — explaining the pros, cons, risks, and misconceptions of each.
Together, Darrin and Maurice strip away the intimidation and confusion around investing, giving new investors the confidence and understanding they need to make smart, long-term decisions.

About Darrin Harvey
Darrin Harvey, aka the Money Counselor™, helps professionals, startups, and small businesses build credit, strengthen cash flow, improve money systems, increase revenue, and make smarter money moves through accessible financial education, coaching, and practical business guidance.
As a Financial Education Coach, Keynote Speaker, Podcast Host, 3x Founder, and Blind Entrepreneur, he is committed to making money conversations more practical, inclusive, and actionable for everyday people and growing businesses.
Support The FSM Podcast & Connect With Darrin Harvey:
Rate & Review the Podcast
Connect on LinkedIn
Follow on Threads
Follow on Instagram
Subscribe on YouTube
Need Personal Or Business Financial Coaching, A Keynote Speaker, Or Want To Sponsor The Podcast? Click Here To Contact Darrin's Team!
...more
48min
November 24, 2025A Guide to Navigating Disability: Preparing, Adapting, and Re-Entering Life After Becoming Disabled*
In this deeply personal and informative solo episode, Darrin offers a practical, compassionate A-to-Z guide for navigating the journey of becoming disabled — whether you’re preparing for the possibility, recently disabled, or supporting someone who is.

Drawing directly from his own real-life experience as a **legally blind American**, Darrin walks listeners through the **emotional, financial, and logistical steps** required to adapt to life with a disability. He shares the organizations that supported him, explains the resources available for new or existing disabled individuals, and provides guidance on how to re-enter the workforce with confidence and structure.

This episode serves as a roadmap — part personal testimony, part resource guide — for anyone navigating disability for the first time or trying to support someone who is.

About Darrin Harvey
Darrin Harvey, aka the Money Counselor™, helps professionals, startups, and small businesses build credit, strengthen cash flow, improve money systems, increase revenue, and make smarter money moves through accessible financial education, coaching, and practical business guidance.
As a Financial Education Coach, Keynote Speaker, Podcast Host, 3x Founder, and Blind Entrepreneur, he is committed to making money conversations more practical, inclusive, and actionable for everyday people and growing businesses.
Support The FSM Podcast & Connect With Darrin Harvey:
Rate & Review the Podcast
Connect on LinkedIn
Follow on Threads
Follow on Instagram
Subscribe on YouTube
Need Personal Or Business Financial Coaching, A Keynote Speaker, Or Want To Sponsor The Podcast? Click Here To Contact Darrin's Team!
...more
51min
November 18, 2025The Disability Tax: Financial Realities of Living with a Disability (with Maurice Shabazz)
In this deeply personal and informative episode, Darrin sits down with financial expert Maurice Shabazz to unpack the concept of “The Disability Tax” — the financial burden that often falls on individuals living with disabilities.
Drawing from his own experiences as a legally blind financial coach, Darrin shares real examples of the hidden costs that come with navigating daily life as a disabled American.
The conversation dives into how Social Security Disability benefits and the Department of Rehabilitation work to provide financial support, while also exposing the gaps, inefficiencies, and challenges that make it difficult for many to thrive financially.
Together, Darrin and Maurice shine a light on the intersection between disability and financial inequality, offering both understanding and practical insights for listeners inside and outside the disabled community.
About Darrin Harvey
Darrin Harvey, aka the Money Counselor™, helps professionals, startups, and small businesses build credit, strengthen cash flow, improve money systems, increase revenue, and make smarter money moves through accessible financial education, coaching, and practical business guidance.
As a Financial Education Coach, Keynote Speaker, Podcast Host, 3x Founder, and Blind Entrepreneur, he is committed to making money conversations more practical, inclusive, and actionable for everyday people and growing businesses.
Support The FSM Podcast & Connect With Darrin Harvey:
Rate & Review the Podcast
Connect on LinkedIn
Follow on Threads
Follow on Instagram
Subscribe on YouTube
Need Personal Or Business Financial Coaching, A Keynote Speaker, Or Want To Sponsor The Podcast? Click Here To Contact Darrin's Team!
...more
47min
November 07, 2025Building Business Credit: How to Fund and Grow Your Business (with Maurice Shabazz)
In this episode, Darrin teams up once again with financial expert Maurice Shabazz for a full breakdown of business credit — what it is, how it works, and how to build it from the ground up.
The two explain how business credit differs from personal credit, why it’s so important for entrepreneurs, and how it impacts your ability to get business credit cards, loans, and funding opportunities.
They also answer common questions about trade lines, business loan types, and credit limits, giving listeners a complete roadmap for building strong business credit and using it responsibly.
This episode is a must-listen for business owners, freelancers, and anyone looking to start a new business the right way.
About Darrin Harvey
Darrin Harvey, aka the Money Counselor™, helps professionals, startups, and small businesses build credit, strengthen cash flow, improve money systems, increase revenue, and make smarter money moves through accessible financial education, coaching, and practical business guidance.
As a Financial Education Coach, Keynote Speaker, Podcast Host, 3x Founder, and Blind Entrepreneur, he is committed to making money conversations more practical, inclusive, and actionable for everyday people and growing businesses.
Support The FSM Podcast & Connect With Darrin Harvey:
Rate & Review the Podcast
Connect on LinkedIn
Follow on Threads
Follow on Instagram
Subscribe on YouTube
Need Personal Or Business Financial Coaching, A Keynote Speaker, Or Want To Sponsor The Podcast? Click Here To Contact Darrin's Team!
...more
44min
November 03, 2025Mastering Credit: How to Understand, Improve, and Repair Your Credit (with Maurice Shabazz)
In this episode, Darrin teams up once again with financial expert Maurice Shabazz for a deep dive into one of the most important topics in personal finance — credit.
Together, the two break down how credit works, what the credit system looks at, and why your score matters more than most people realize. They explain the key components of credit, how lenders use your credit report, and what steps you can take to improve or repair your score — no matter where you’re starting from.
This episode serves as a complete guide to understanding, building, and protecting your credit, giving listeners the tools to take control of their financial reputation.

About Darrin Harvey
Darrin Harvey, aka the Money Counselor™, helps professionals, startups, and small businesses build credit, strengthen cash flow, improve money systems, increase revenue, and make smarter money moves through accessible financial education, coaching, and practical business guidance.
As a Financial Education Coach, Keynote Speaker, Podcast Host, 3x Founder, and Blind Entrepreneur, he is committed to making money conversations more practical, inclusive, and actionable for everyday people and growing businesses.
Support The FSM Podcast & Connect With Darrin Harvey:
Rate & Review the Podcast
Connect on LinkedIn
Follow on Threads
Follow on Instagram
Subscribe on YouTube
Need Personal Or Business Financial Coaching, A Keynote Speaker, Or Want To Sponsor The Podcast? Click Here To Contact Darrin's Team!
...more
54min
October 23, 2025Habits That Stand the Test of Time: More Money Talk with Liam Foley
In this candid and wide-ranging conversation, Darrin welcomes back Liam Foley for another thoughtful discussion about financial habits, life lessons, and generational perspectives on money.
Liam asks Darrin what he would teach in schools if financial education were required, sparking a meaningful conversation about living within your means, understanding wants vs. needs, patience, work ethic, and setting long-term goals.
Together, they also explore how social media and constant advertising shape younger generations’ spending habits — and how awareness, discipline, and patience can help break the cycle.

About Darrin Harvey
Darrin Harvey, aka the Money Counselor™, helps professionals, startups, and small businesses build credit, strengthen cash flow, improve money systems, increase revenue, and make smarter money moves through accessible financial education, coaching, and practical business guidance.
As a Financial Education Coach, Keynote Speaker, Podcast Host, 3x Founder, and Blind Entrepreneur, he is committed to making money conversations more practical, inclusive, and actionable for everyday people and growing businesses.
Support The FSM Podcast & Connect With Darrin Harvey:
Rate & Review the Podcast
Connect on LinkedIn
Follow on Threads
Follow on Instagram
Subscribe on YouTube
Need Personal Or Business Financial Coaching, A Keynote Speaker, Or Want To Sponsor The Podcast? Click Here To Contact Darrin's Team!
...more
43min
October 14, 2025Money Habits That Keep People Broke (with Maurice Shabazz)
In this honest and eye-opening discussion, Darrin welcomes back financial expert Maurice Shabazz to talk about the money habits that keep people broke.
Drawing from their years of experience coaching clients, the two break down the behaviors, beliefs, and bad habits that sabotage financial progress — from lack of financial awareness and consumer spending to not investing in yourself.
They also discuss how building the habit of investing — whether that means money, time, or education — is one of the key shifts that separates financial struggle from long-term success.

About Darrin Harvey
Darrin Harvey, aka the Money Counselor™, helps professionals, startups, and small businesses build credit, strengthen cash flow, improve money systems, increase revenue, and make smarter money moves through accessible financial education, coaching, and practical business guidance.
As a Financial Education Coach, Keynote Speaker, Podcast Host, 3x Founder, and Blind Entrepreneur, he is committed to making money conversations more practical, inclusive, and actionable for everyday people and growing businesses.
Support The FSM Podcast & Connect With Darrin Harvey:
Rate & Review the Podcast
Connect on LinkedIn
Follow on Threads
Follow on Instagram
Subscribe on YouTube
Need Personal Or Business Financial Coaching, A Keynote Speaker, Or Want To Sponsor The Podcast? Click Here To Contact Darrin's Team!
...more
26min
October 14, 2025Money Habits the Financially Free Practice: Mindsets & Habits that Build Wealth
In this inspiring solo episode, Darrin explores the mindset-based money habits that financially free people live by.
True financial freedom isn’t just about numbers — it’s about how you think, act, and stay consistent with your goals. Darrin breaks down powerful habits like staying patient, being goal-oriented, taking responsibility for your finances, investing in yourself, and accepting imperfection.
Through practical examples and real talk, he shows listeners that financial freedom is built through daily discipline, self-awareness, and a willingness to grow — even when mistakes happen.

About Darrin Harvey
Darrin Harvey, aka the Money Counselor™, helps professionals, startups, and small businesses build credit, strengthen cash flow, improve money systems, increase revenue, and make smarter money moves through accessible financial education, coaching, and practical business guidance.
As a Financial Education Coach, Keynote Speaker, Podcast Host, 3x Founder, and Blind Entrepreneur, he is committed to making money conversations more practical, inclusive, and actionable for everyday people and growing businesses.
Support The FSM Podcast & Connect With Darrin Harvey:
Rate & Review the Podcast
Connect on LinkedIn
Follow on Threads
Follow on Instagram
Subscribe on YouTube
Need Personal Or Business Financial Coaching, A Keynote Speaker, Or Want To Sponsor The Podcast? Click Here To Contact Darrin's Team!
...more
28min

FAQs about Financial State of Minds with Darrin Harvey:

How many episodes does Financial State of Minds with Darrin Harvey have?

The podcast currently has 91 episodes available.