A question that I get asked often is "how much should I have in savings or my emergency fund?". It's a great question and on this episode of the Find Your Money Path Show I give some general guidelines that are widely accepted in the financial education world. I also have a tool that you can download to get a more personalized understanding of what you'll need to have in your savings account or emergency fund to be adequately prepared.

You can download that on my blog here - https://www.findyourmoneypath.com/single-post/2018/05/31/44-How-Much-Should-I-Have-in-Savings

Intro music by Jeff Kaale & Andrew Applepie. Check them out:

Jeff Kaale:

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Andrew Applepie:

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What life do you want to live when you're older? How can money be used as a tool to achieve that? In the past couple of years I met with a lady who was still working in her late 60's with no retirement and just making it. What advice would she give those of us who aren't to her stage of life yet?

Intro music by Jeff Kaale & Andrew Applepie. Check them out:

Jeff Kaale:

soundcloud.com/jeff-kaale

instagram.com/jeffkaale/

Andrew Applepie:

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Everyone always says that it's better to give than receive, but let's be honest...most of the time we just want to keep our money to ourselves and buy our own things or pay our own bills. What if there is some truth to that old adage that it's better to give than receive?

Check out this episode as Stephen talks through the topic of generosity.

Intro music by Jeff Kaale & Andrew Applepie. Check them out:

Jeff Kaale:

soundcloud.com/jeff-kaale

instagram.com/jeffkaale/

Andrew Applepie:

soundcloud.com/andrewapplepie

facebook.com/andrewapplepie

Okay, so we're well into Spring at this point - have you cleaned out your closet yet? On today's episode, Stephen explores how cleaning out your closets can help lead to reduced spending. It sounds counterintuitive, but this is about a mental shift more than anything.

Intro music by Jeff Kaale & Andrew Applepie. Check them out:

Jeff Kaale:

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instagram.com/jeffkaale/

Andrew Applepie:

soundcloud.com/andrewapplepie

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I'm always concerned about handling money safely while traveling. Stephanie Johnson with MEI Travel shares some tips about how to handle money safely while traveling. She also shares a story about how her and her husband almost got pick pocketed on a recent trip to Europe.

Intro music by Jeff Kaale & Andrew Applepie. Check them out:

Jeff Kaale:

soundcloud.com/jeff-kaale

instagram.com/jeffkaale/

Andrew Applepie:

soundcloud.com/andrewapplepie

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A couple weeks ago I did a video on defensive driving courses as a way to save money on auto insurance. Here's a quick update - turns out there's potentially a much cheaper option that is available if your insurance company accepts it.

What are some ways that you can save money on insurance? It's one of those expenses that we don't want to spend a lot of money on, but we're grateful that we did if we ever need to use it. On this episode of the Find Your Money Path Show, I sat down with insurance agent, Terence Dowling, with Country Financial to talk about ways to save money through various discounts on insurance. To talk to Terence about insurance, check it out here - https://representatives.countryfinancial.com/terence.dowling/

Intro music by Jeff Kaale & Andrew Applepie. Check them out:

Jeff Kaale:

soundcloud.com/jeff-kaale

instagram.com/jeffkaale/

Andrew Applepie:

soundcloud.com/andrewapplepie

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You've saved up a lot of money to take that vacation...enjoy it and set it up so that you don't have to think that much about money. This is part 3 of my interview with travel agent, Stephanie Johnson. We talk about tips to avoid worrying about money on vacation. A lot of it starts with planning ahead to pre-pay for expenses that you know are coming up and setting a budget for while you're where you're going to be vacationing.

Intro music by Jeff Kaale & Andrew Applepie. Check them out:

Jeff Kaale:

soundcloud.com/jeff-kaale

instagram.com/jeffkaale/

Andrew Applepie:

soundcloud.com/andrewapplepie

facebook.com/andrewapplepie

Dating is complicated enough, let alone when you add money into the mix. On this episode, I interview the author of "Beyond the Swipe", Kristin Fry, about dating and money. We talk about whether the guy should pay for everything and non-negotiables when it comes to relationships and money.

Enter the giveaway here - https://www.findyourmoneypath.com/beyond-the-swipe

You can buy Kristin's book over on Amazon - https://www.amazon.com/dp/B078NDDX53/ref=dp-kindle-redirect?_encoding=UTF8&btkr=1

Intro music by Jeff Kaale & Andrew Applepie. Check them out:

Jeff Kaale:

soundcloud.com/jeff-kaale

instagram.com/jeffkaale/

Andrew Applepie:

soundcloud.com/andrewapplepie

facebook.com/andrewapplepie

How can you make the most of your money on a cruise? Stephanie Johnson of MEI Travel helps answer that question and talks about things that seem to save money when it comes to traveling, but can end up costing you in the end. To keep up with Stephanie's travels you can check her out on Instagram at sj.journeys or at mei-travel.com/about-us/team/stephanie.johnson

Intro music by Jeff Kaale & Andrew Applepie. Check them out:

Jeff Kaale:

soundcloud.com/jeff-kaale

instagram.com/jeffkaale/

Andrew Applepie:

soundcloud.com/andrewapplepie

facebook.com/andrewapplepie