In this episode, financial advisor Jimmy Lin discusses the importance of having a Plan B for retirement. He emphasizes the need to be prepared for unexpected events such as job loss or early retirement. Lin suggests creating a larger emergency fund, reducing expenses, developing new skills, and creating alternative income streams as part of a backup plan. He also highlights the importance of finding a trustworthy financial advisor who can provide guidance and support. Lin shares his personal experience of seeing the negative impact of not having a plan in place and emphasizes the need for long-term planning.

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