In this episode, Melinda Emerson chats with Kedma Ough about small business funding. They delve into finding money during tough times, target funding, and debt management. They discuss cash flow management, common financial mistakes, and the IDA grant opportunity. Kedma also shares her favorite app, business book, and advice she's received.

(0:00) Introduction to Kedma Ough and the episode's focus on small business funding

(3:29) Discussion on finding money for small businesses during tough times and challenges for women and minority businesses

(7:04) Deep dive into the concept of target funding and perspectives on debt management

(13:14) Sponsor: Melinda Emerson's book giveaway

(14:53) Cash flow management tips and understanding your business's net margin

(16:46) The top five financial mistakes small business owners make

(19:06) Insights from Kedma Ough on the best business advice she has received

(19:54) Exploration of Individual Development Account (IDA) grant opportunity

(21:29) Kedma Ough's favorite app and old school marketing tip

(22:15) Kedma's favorite business book and its influence

(23:06) Conclusion and promotion of SmallBizLady University's discount offer