When the market takes a dive, most people panic. But the most successful investors often see downturns differently. Being able to recognize opportunity in the middle of market uncertainty can help you make critical decisions during difficult market environments. Let’s talk about what steps you can take to strengthen your plan while others sit on the sidelines.

We'll cover four smart strategies that can work during volatile periods, including increasing savings, timing Roth conversions, reallocating investments, and using the experience as a wake-up call to build a more resilient plan. No matter what stage of life you’re in, taking the time to pause, think, and respond with purpose instead of fear will help you emerge stronger.

Here’s what we discuss in this episode:

🔁 Roth conversions during a downturn

💡 Rebalancing when some sectors fall harder

🧠 What panic reveals about your plan

🧾 Learning now to prepare for the next time

0:00 – Intro

1:28 – Buying more (if you can)

3:42 – Roth Conversions

5:49 – Investment Strategy

7:37 – Create a buffer

Connect with us:

Web: https://rosewoodwealthmanagement.com/

Phone: 919-391-3446

Schedule a Meeting: http://meetwithjohn.com

Check us out on YouTube: https://bit.ly/46RaLvL