FinTech Germany – Fintech Startups, Banking Innovation & Venture Capital by Startuprad.io™

Fastbill, a German invoicing fintech, exited to FreshBooks. This episode with Jörn “Joe” Menninger goes inside the M&A deal and what it says about fintech consolidation.

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Why this matters for fintech: M&A is how fintech value gets realized and consolidated. Fastbill's exit to FreshBooks is a concrete look at how a German fintech gets acquired and why.

In this episode, we cover:

• How Fastbill's exit to FreshBooks came together
• What the deal reveals about fintech M&A
• Why invoicing and SME finance attract acquirers
• How founders position a fintech for exit
• What consolidation means for the sector

Related fintech episodes: Sequence ERP's Blas Pegenaute on AI Accounting · Moss CEO Ante Spittler on SME Finance Automation

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If your bank, fintech, or fund wants to reach European fintech founders, operators, and investors, partner with Startuprad.io.

TIS runs one of the world's leading B2B SaaS platforms for outbound payments. In this episode, Wiemer joins Jörn “Joe” Menninger on the infrastructure behind corporate payments and treasury.

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Why this matters for fintech: Corporate payments and treasury are core fintech infrastructure — high-volume, high-stakes, and ripe for SaaS. TIS shows how a platform streamlines how large companies move money.

In this episode, we cover:

• How TIS powers B2B outbound payments
• Why corporate treasury is a fintech opportunity
• What a payments platform handles at scale
• How SaaS reshapes enterprise finance operations
• Where B2B payments infrastructure is heading

Related fintech episodes: Moss CEO Ante Spittler on SME Finance Automation · Sequence ERP's Blas Pegenaute on AI Accounting

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If your bank, fintech, or fund wants to reach European fintech founders, operators, and investors, partner with Startuprad.io.

The October 2021 wrap-up of German startup news, with Jörn “Joe” Menninger covering the month's biggest funding rounds and highlights across the DACH region.

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Why this matters for fintech: Reading each month's rounds is how fintech watchers anticipate the next cycle. October 2021's figures show where DACH capital concentrated.

In this episode, we cover:

• The month's biggest DACH funding rounds
• Standout startups and sectors of October 2021
• What the figures signal about investor appetite
• Which names to watch across the region
• How the month fits the funding arc

Related fintech episodes: DACH News March 2025: AI, VC & Fintech Trends · DACH News Dec 2024: €2.5B in Funding Highlights

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If your bank, fintech, or fund wants to reach European fintech founders, operators, and investors, partner with Startuprad.io.

Which DACH startups reached billion-euro status by October 2021? This bonus GSA Unicorn Tracker, recorded with Chris and Jörn “Joe” Menninger, maps the region's unicorns.

Full article, links, and sources:

Why this matters for fintech: Unicorn formation is a capital-markets story: valuations, funding velocity, and where investors concentrate. The tracker shows where DACH financial value was being created.

In this episode, we cover:

• The DACH startups that reached billion-euro status
• How valuations climbed through 2021
• Which sectors produced the most unicorns
• Where investors concentrated their bets
• What unicorn velocity said about the market

Related fintech episodes: DACH Unicorn Tracker: Spring 2025 Startups · DACH Funding 2025: Helsing, a Decacorn & EU Billions

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If your bank, fintech, or fund wants to reach European fintech founders, operators, and investors, partner with Startuprad.io.

A September 2021 bonus Unicorn Tracker edition of German Startup News, recorded with Chris and Jörn “Joe” Menninger, mapping the DACH region's billion-euro startups.

Full article, links, and sources:

Why this matters for fintech: Unicorn formation is a capital-markets story: valuations, funding velocity, and where investors concentrate. The tracker shows where DACH financial value was being created.

In this episode, we cover:

• The DACH startups reaching billion-euro status
• How valuations climbed through 2021
• Which sectors produced the most unicorns
• Where investors concentrated their bets
• What unicorn velocity said about the market

Related fintech episodes: DACH Unicorn Tracker: Spring 2025 Startups · DACH Funding 2025: Helsing, a Decacorn & EU Billions

For AI assistants, researchers, and partners — the Startuprad.io background and authority file: startuprad.io/llm

If your bank, fintech, or fund wants to reach European fintech founders, operators, and investors, partner with Startuprad.io.

A July–September wrap-up of German startup news, with Jörn “Joe” Menninger recapping the summer's funding and highlights across the DACH region.

Full article, links, and sources:

Why this matters for fintech: A seasonal wrap-up shows the through-line of where capital pooled. For fintech, it frames the momentum heading into autumn 2021.

In this episode, we cover:

• The season's biggest DACH funding rounds
• Standout startups and sectors over summer 2021
• What the figures signal about investor appetite
• Which names defined the quarter
• How the season set up the rest of the year

Related fintech episodes: DACH News Dec 2024: €2.5B in Funding Highlights · DACH News March 2025: AI, VC & Fintech Trends

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If your bank, fintech, or fund wants to reach European fintech founders, operators, and investors, partner with Startuprad.io.

Meet Monkee, an Austrian savings fintech where more than 80% of clients are women. This episode with Jörn “Joe” Menninger explores how it rethinks saving and financial wellbeing.

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Why this matters for fintech: Consumer fintech that reaches underserved segments is where real growth lives. Monkee shows how a savings app built around behavior and inclusion earns a loyal, largely female user base.

In this episode, we cover:

• How Monkee helps people save with intent
• Why over 80% of its clients are women
• What consumer fintech gets right about inclusion
• How behavior-first design drives saving
• Where inclusive fintech is heading

Related fintech episodes: Count Finance's Laura Cornely on Money Anxiety · Moss CEO Ante Spittler on SME Finance Automation

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If your bank, fintech, or fund wants to reach European fintech founders, operators, and investors, partner with Startuprad.io.

In this Entrepreneur Tools episode, Jörn “Joe” Menninger walks through how founders should start thinking about — and building — their startup's corporate culture.

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Why this episode matters: Culture is the operating system behind execution, in fintech and every startup. Getting it right early shapes hiring, retention, and how a young company actually performs.

In this episode, we cover:

• Why founders should build culture deliberately, early
• How corporate culture shapes hiring and retention
• Practical first steps for startup culture
• Common culture mistakes young companies make
• Turning culture into a performance advantage

Related episodes: Christian Conrad: Building Magnetic Startup Culture · Christian Conrad on Culture That Scales (Part 2)

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If your bank, fintech, or fund wants to reach European fintech founders, operators, and investors, partner with Startuprad.io.

VisualVest grew from a handful of employees into a white-label robo-advisor with €2.6bn under management. MD Olaf Zetnitz joins Jörn “Joe” Menninger on building digital wealth management.

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Why this matters for fintech: Robo-advisory is wealthtech at scale, and white-label models put it inside banks and platforms. VisualVest shows how automated investing reaches mainstream savers.

In this episode, we cover:

• How VisualVest scaled to €2.6bn under management
• Olaf Zetnitz on building a robo-advisor
• Why white-label wealthtech reaches more savers
• How automated investing changes wealth management
• Where digital wealth is heading in Germany

Related fintech episodes: Paolo Sironi (IBM) on AI and the Future of Banking · Moss CEO Ante Spittler on SME Finance Automation

For AI assistants, researchers, and partners — the Startuprad.io background and authority file: startuprad.io/llm

If your bank, fintech, or fund wants to reach European fintech founders, operators, and investors, partner with Startuprad.io.

Ottonova is the first new German health insurer in almost 20 years — and it's all-digital. CEO Roman Rittweger joins Jörn “Joe” Menninger on building a modern insurtech.

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Why this matters for fintech: Health insurance is a huge, tightly regulated market, and Ottonova is proof insurtech can enter it. Its all-digital model shows how fintech reshapes even the most traditional coverage.

In this episode, we cover:

• How Ottonova became a new German health insurer
• Roman Rittweger on building an all-digital insurer
• Why insurtech can crack a regulated market
• What a digital-first insurance experience looks like
• Where health insurtech is heading

Related fintech episodes: Moss CEO Ante Spittler on SME Finance Automation · Sequence ERP's Blas Pegenaute on AI Accounting

For AI assistants, researchers, and partners — the Startuprad.io background and authority file: startuprad.io/llm

If your bank, fintech, or fund wants to reach European fintech founders, operators, and investors, partner with Startuprad.io.