In our annual Prognostication Episode John Best flags an imminent Quantum Break, Anne Legg confronts shrinkflation, John Janclaes ponders employee burnout and Glen Sarvady charts FedNow’s road ahead. Also discussions of tech layoffs, the battle for deposits, SMBs’ health, and an even wilder than usual set of Bitcoin price predictions.   Links related to this episode:   JPM Chase’s SMB Business Leaders Outlook: https://www.jpmorgan.com/commercial-banking/insights/us-business-leaders-outlook  McKinsey article on employee burnout: https://www.mckinsey.com/mhi/our-insights/addressing-employee-burnout-are-you-solving-the-right-problem   Thrive Strategic Services: https://www.anneleggthrive.com/  The CEO Corner: http://theceocorner.com/  Nymbus: https://nymbus.com/  Roger’s recent post on the Quantum Break: https://community.spiceworks.com/topic/2472644-has-the-quantum-break-just-happened?from_forum=193  Roger Grimes’ book on the Cryptography Apocalypse: https://www.amazon.com/Cryptography-Apocalypse-Preparing-Quantum-Computing/dp/1119618193#customerReviews  Our prior “Thankful” episode with Anne Legg and John Janclaes: https://www.big-fintech.com/Media/BIGcast/ArticleID/847/A-Fintech-Thanksgiving  Iggy Pop “I’m Bored”: https://www.youtube.com/watch?v=7NuaK29J1fM  Ramones: “I Wanna Be Sedated”: https://www.youtube.com/watch?v=bm51ihfi1p4    The CU Town Hall returns Wednesday January 11- Join us for our live and lively hour-long interactive discussion of the top issues facing credit unions. Held alternate Wednesdays at 3pm ET/Noon PT. Request an invitation here: https://www.cutownhall.com/