In Nigeria’s startup ecosystem, the tension between fintechs and traditional banks is undeniable.

While fintechs often claim that banks fight too hard against innovation, the reality is clear: both sides need each other to survive.

In this episode of the Ferdy Adimefe Podcast, we unpack the dynamics shaping Nigeria’s financial future:-

Why fintechs depend on banks for credibility and infrastructure

- Why banks also need fintechs to reach underserved communities- How regulation continues to influence the power balance

- Why collaboration, not rivalry, may be the key to unlocking real financial transformation.

The big question remains: Will fintechs and banks keep clashing, or will they finally build the partnerships needed to reshape Nigeria’s financial landscape?