Buying your first home starts with one big question: How much can you actually afford to borrow?
In this episode, our team at Five Star Mortgages breaks down everything you need to know about affordability as a first-time buyer — from how lenders calculate your borrowing power to the key factors that could help (or hurt) your application.

We cover:

• How income, outgoings, and credit score influence affordability
• The difference between lender calculators and real-world mortgage offers
• Why future interest rate changes matter to your budget
• Practical tips to boost your borrowing potential

Whether you’re months away from applying or ready to get started now, this episode will help you approach your first mortgage with clarity and confidence.

🎙 Listen now and take the first step towards owning your home.

View the video version on YouTube - https://youtu.be/UWfIR-lmwnY

Please find us at www.fivestarmortgages.co.uk