First To A Million is a new book about financial independence (FI) aimed at teenagers. But it's so much more and the lessons and tips will apply no matter your age, stage, or wage. Scott reviews this book before you can get it - and you should plan to get it!

Pre-order the book on Amazon now: https://www.amazon.com/First-Million-Teenagers-Achieving-Independence/dp/1947200461

================ LISTENER QUESTION/COMMENTS ================ How do I know if I'm getting the best rate on a mortgage quote (Deanna the Dog Walker)

I'm getting an increase in pay and jumping up in tax brackets. Where should I put my money if I'm maxing out my retirement accounts (OMG)

How should I treat my HSA - as part of my emergency fund (Chad, Illinois)

Can you do a custodial Roth for a minor that isn't a minor you own (Daren)

================ TOPICS =============== RED ALERT WARNING: Why you don't need an Apple cloth.

Cocatalyst - How to donate appreciated stocks to charity: https://www.cocatalyst.org/articles/how-to-donate-stock-to-a-charity

================ ENCORE ================ Get your questions answered on the show: https://GoAskScott.com

Get your accounts in order with Optimize 401k: https://bit.ly/Optimize401k