In this episode, host Melanie welcomes retirement planning expert and author Jeremy Keil to discuss the five essential steps to creating a secure and fulfilling retirement. Together, they unravel common questions like, "How much do you need to retire?" and explore how to blend Social Security, investments, and pensions for reliable income. Jeremy explains the real purpose behind Social Security, demystifies Roth conversions and tax-saving strategies, and addresses practical issues like handling property taxes and considering reverse mortgages.