Living within our means is not easy but it's totally possible if we think of the phrase fix it up make it do or do without. It's not OK just to finance when we can't afford something. Resourcefulness and gratitude demands that we find a way to make what we currently have work or do without. We shouldn't be so quick to rush to purchase something brand new so as the fix a problem. Buying new simply adds a payment to the problem and brand new things DO break down and often cost more to fix then used items.