I've been thinking about notching things up a little and taking more drastic measures to accelerate debt payoff. One of the things that I've discovered is that it's very common for many folks who are making extra payments or increasing their monthly payments towards their debt focus to never ask if they're doing all that they can as fast as they can.

Let me explain. It's completely normal to feel a little scared when you step out of your comfort zone. Don't let that fear stop you, though. The fear that you might feel with increasing the rate at which you're paying down and paying off debt will soon turn into feelings of excitement. You'll begin to see that acceleration isn't your enemy; procrastination, hesitation, and fear are the true enemies when you're fighting your personal war on debt. God bless.