I have to say that an income planning spreadsheet is not only easy to create, but it helps tremendously when planning out your budget for any given month.

FMOOD 0460: How to Use an Income Planner

The Follow Me Out of Debt podcast is an easily-digestible show that's a unique peek into Tom's personal strategies that will show you what works (and what doesn't) to get out of debt and get into prosperity. 

This isn't your typical get-out-of-debt show like others you may have heard before from other well-known authors and show hosts, including Dave Ramsey, Clark Howard, and others. 

Instead, Tom is taking only the best and most recent and relevant information that's out there and distilling this into his own exclusive brand of successful and time-tested strategies that will help you to get out of debt and get into prosperity.

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Don't forget to stay tuned during this brief hiatus by going to followmeoutofdebt.com for links to the best deals, ideas for saving money, life insurance at the most affordable rates, and much more.

FMOOD 0524: A Brief Hiatus

Getting laser-focused on paying off debt requires a comprehensive approach that combines clear goal-setting, strategic planning, disciplined budgeting, and unwavering commitment.

FMOOD 0523: Get Laser-Focused

Just because you’re in the process of getting out of debt doesn’t mean that you need to wear the same tired outfits day in and day out.

FMOOD 0522: How to Find the Best Deals on Clothing

If you’ve been looking into possible work from home opportunities as a means to provide supplemental income or replacing the typical job requiring a commute, there are several legitimate work-from-home jobs across various industries.

FMOOD 0521: Work From Home

The other day I decided to do something that I’ve been meaning to do for a long time. I wanted to take a larger look at my credit cards and list out the annual percentage rates, balances remaining, and a plan to reduce any higher interest rates on those cards.

FMOOD 0460: How to Use an Income Planner

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