Elizabeth and Ron’s guest this week is Anthony Aoun, Founder of Afford Assist. They discuss the impact of new bank restrictions on loans to first home buyers and a potential solution to the problem of saving for a deposit while prices keep going up. Afford Assist have developed a new instrument called a Deferred Deposit Agreement (DDA) that might solve the problem of reaching the unattainable goal of a 10% deposit for first home buyers and affordable housing providers.