It's our favorite time of year...football season! And just as players and coaches are facing penalties for making the wrong moves, so can retirees. This week, Gary breaks down the most common penalties you need to be aware of. Plus, we'll discuss what you're really paying for your 401(k). Have a question for your Money Mentors? Schedule a 15-minute phone call at www.MattsonFinancial.com. See omnystudio.com/listener for privacy information.