Are you often confused about what influences your credit score and why what you thought was going to help your score actually hurt it?! Join Jake Jayne and Carli in this episode to learn about the biggest things that influence your credit score, why some credit score reporting companies aren't as accurate as you hope and what kinds of financial professionals you can count on for reliable unbiased help.
As these professionals break down the complexities of the credit industry into every day simple language you’ll come to understand why one of them said this…
“If I had to name my top 3 shady industries they would be… Human trafficking, prostitution, and the credit industry” ...
In this episode we discuss
- The difference between a credit report and a credit score
- How your credit score is made up
- How and why we have multiple credit scores
Jayne graduated from Utah State University in Family, Consumer, and Human Development with a minor in family finance and is an Accredited Financial Counselor through AFCPE. She has over 7 years of experience helping individuals, couples, and families overcome their challenges and achieve financial freedom.
Jake is pursuing a degree from Brigham Young University-Idaho in Marriage and Family Studies and hopes to help individuals and families overcome their struggles through fun and innovative activities.
Episode Guest: Carli Cisna is an Accredited Financial Counselor through AFCPE and has been doing financial counseling for 5 years. More specifically she is a credit expert with certifications from the Credit builders alliance and has helped countless individuals find their power and utilize credit to help build their financial capacity. She currently works as a personal financial counselor helping military families be financially prepared for the demands of their careers. Jake and Jayne are the dynamic duo couple here to help you improve your marriage and relationships while achieving your financial goals. Money is one of the number one reasons for divorce in the US. and it doesn't have to be that way!
Resources from this episode
www.annualcreditreport.com
www.cashacademycoaching.com
If you have any credit questions please send us a message on our website or on Instagram at @mrs.jaynelarson