Can money buy you happiness? In many ways, getting money is a game, as there are just so many ways to get it. Some people focus on ensuring they secure a steady job with benefits so they can work until retirement age. Others are just trying to get by, check to check.

And while there is nothing wrong with keeping an eye on retirement, or just getting by - it seems the majority of Americans are not adequately prepared for retirement. Are they playing the right game(s)?