Amidst the heather of beautiful Scotland lived a country doctor many years ago.  This Scottish physician was greatly loved by the villagers and patients of the wee town in bonny Scotland, so when he died, he was greatly missed by his village.  His wife, though, did not share his disposition or love for people, and upon his death she examined the financial records which were found in the doctor's office.  On several pages were written these words in the doctor's hand in bold red ink: "Forgiven—too poor to pay."