Did you know that once your child turns 18, you can no longer make medical or financial decisions for them—even if you're still footing the bill for college? Most folks think estate planning is just for the wealthy, but the truth is: Every legal adult needs these four documents in place before they go to college. If you want to make sure you and your family are protected during a crisis, this episode is your roadmap.

When an accident or illness strikes, the last thing you want is to be sidelined by paperwork or left out of crucial decisions for your young adult. Good planning isn't just about the distant future or big inheritances. It's how you keep your family from scrambling in a crisis, make sure your child's wishes are honored, and give everyone a little peace of mind. By the end of this episode, you'll know the four simple documents every college-bound young adult should have, and why they matter so much right now, not later.

I walk you through the Advance Directive for Healthcare, Financial Power of Attorney, FERPA Authorization, and a Basic Will, minus the legal jargon, just what you need to know to protect your loved ones.

You'll learn why putting this paperwork in place now saves headaches later, ensures your young adult's wishes are respected, and keeps family money and information where it belongs: with your family. By the end of this episode, you'll see that estate planning isn't just about having "stuff"—it's about safeguarding your independence and your family's wellbeing through life's curveballs.

Chapter Highlights

(00:00) Why every adult over 18 needs legal documents

(01:22) Why does my college kid need an Advance Directive for Healthcare

(02:09) Why does my 18-year old need a Financial Power of Attorney

(02:36) Why parents want a FERPA authorization

(03:07) Why young adults should have a will, even if they "own nothing."

Reserve Your Spot at Our Next Estate Planning Law Group of Georgia Workshop

https://letstalkestateplanning.com/estate-planning-workshops/

Visit our website to learn more

https://letstalkestateplanning.com/

Call Us

(770) 822-2723

Watch the Podcast on YouTube

https://www.youtube.com/@estateplanninglawgroupofge137

Meet Jim Miskell

Jim Miskell is the principal attorney and founder of the Estate Planning Law Group of Georgia, James M. Miskell, PC, and practices exclusively in the areas of Elder Law, Estate Planning, and Probate. Jim began his law career more than 30 years ago as an Assistant District Attorney, specializing in prosecuting crimes against children and special victims.

For the past decade, Jim has been in private practice as The Estate Planning Law Group of Georgia, James M. Miskell, P.C. and now specializes in wills, trusts, estate planning, and elder law, helping families plan for all stages of their lives.

No two families are the same and no two estate plans are the same. Jim believes that estate planning is most effective when you understand all of your options before making any major decisions. To that end, the Estate Planning Law Group of Georgia, James M. Miskell, PC, offers free educational workshops so that clients discover potential issues and options for their families. Then, in consultation, families can make informed decisions in planning for the future.

Disclaimer:

The information provided in this podcast is for general informational and educational purposes only. It is not legal advice. If you need advice about your specific situation, please consult a qualified attorney licensed to practice in your state and experienced in the relevant area of law.