Today Tim goes solo to discuss four areas that help retirees enjoy a more comfortable life after their working years are over.

Takeaways

• Having little or no debt, especially high interest credit card debt. Stonebridge uses the Dave Ramsey program to help retirees pay off what debts they have
• A written income plan is needed to determine what is needed for regular expenses. 
• Having employer sponsored assistance, which in most cases is a 401K savings program but can also be a pension, as well as guaranteed monthly income