In which Mr. Sowerby, beleaguered by financial ruin yet proud of his heritage, contemplates a candid and unromantic proposal of marriage to the wealthier Miss Dunstable, aided by his devoted sister Mrs. Harold Smith, who undertakes to broach the delicate subject on his behalf. The lady, though intellectually sharp and fond of honesty, meets this overture with a forthright rejection, valuing independence and genuine feeling above mercenary alliance, yet remains cordial in her refusal and willing to offer friendly support.