What happens when you achieve financial success, lose everything, and have to build it all over again?Todd Polke has spent more than 20 years building wealth and helping others do the same, but some of his biggest lessons came from getting it wrong.

In this episode of Freedom Renegades, Todd opens up about losing everything during the GFC and the difficult process of starting again from zero. He shares the investing lessons that experience taught him, how it changed his relationship with money and why his definition of success looks very different today.

Todd also gets practical about building wealth, from what he would do if he had $100,000 to start again today, to whether property remains a strong asset class and the habits he believes separate people who create success from those who don’t.

This is a conversation packed with lessons from someone who has made mistakes, learnt from them, rebuilt and reshaped his priorities to create a life with genuine freedom.

We cover:

03:30 – Todd’s “line in the sand” moment, when he realised he wanted to drastically change his life.

10:30 – What Todd would do today if he was given $100,000 to start building his wealth again from scratch.

21:01 – Todd’s view on success, and why he believes it comes down to a small series of good habits repeated consistently.

23:30 – Whether property is still a great asset class for building wealth.

57:00 – What people need to stop doing if they want to become financially free.

01:01:30 – Todd reveals the one thing that cost less than $100 that changed his life.

CONNECT:

Todd’s Instagram: https://www.instagram.com/todd.polke/?hl=en

Todd’s Facebook: https://www.facebook.com/todd.polke/

Todd’s LinkedIn: https://au.linkedin.com/in/toddpolke

Fast Flip Formula on Instagram - https://www.instagram.com/fastflipformula/

Fast Flip Formula on Facebook - https://www.facebook.com/thefastflipformula/

Feel free to email us and connect anytime - [email protected]

LINKS:

Todd’s website - https://www.toddpolke.com/

Fast Flip Formula - https://propertyflippers.com.au/

This episode of Freedom Renegades does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice.

Why do some people completely transform their lives, while others stay stuck in the same patterns?Calvin Coyles has spent nearly a decade trying to answer that question.As CEO of WILD Success, Calvin is a personal transformation expert, coach and bestselling author who has worked with more than 200,000 people across 80 countries. His work spans personal growth, leadership, NLP and breakthrough coaching, and has given him a front-row seat to the habits, beliefs and behaviours that separate those who create extraordinary results from those who don’t.In this episode of Freedom Renegades, Calvin joins Em to explore what really drives success and, perhaps more importantly, what gets in the way.

They unpack the belief systems and patterns that can keep us stuck, and what the top 1% do differently. Calvin also explains how he has learned to reframe mistakes, setbacks and worst-case scenarios, and shares his four rules for creating wealth.

We cover:

00:00 – Calvin explores his early years and the foundations they gave him for success.

05:00 – The risk Calvin took at 22 that kick-started his success.

13:00 – What separates people who get results from those who don’t, and the patterns that hold people back.

17:00 – What the top 1% do differently, and what Calvin has learned from working with hundreds of thousands of people.

21:00 – Why some people master success and change their lives, while others don’t.

28:00 – How Calvin reframes things when they don’t go to plan, from mistakes and setbacks to worst-case scenarios.

34:00 – Calvin’s four rules for wealth creation.

50:00 – Em shares the most powerful lesson she has learnt in life.

53:30 – Calvin reveals two things that cost less than $100 that have changed his life.

CONNECT:

Calvin on Instagram - https://www.instagram.com/calvincoyles/?hl=en

Calvin on Facebook - https://www.facebook.com/calvincoyles/

Calvin on YouTube - https://www.youtube.com/calvincoyles

Calvin on LinkedIn - https://www.linkedin.com/in/calvincoyles/

Fast Flip Formula on Instagram - https://www.instagram.com/fastflipformula/

Feel free to email us and connect anytime - [email protected]

LINKS:

Wild Success - http://www.wildsuccess.global/

Fast Flip Formula - https://propertyflippers.com.au/

This episode of Freedom Renegades does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice.

Kath and Chris have spent years proving that some of the best opportunities in property are the ones other people overlook.

With a shared passion for fixer-uppers, they’ve learned how to see potential where others see problems, add value without overspending and turn tired properties into profitable opportunities. But their story is about much more than renovating houses.

In this episode of Freedom Renegades, Kath and Chris share how they found their way into property flipping, the wins, challenges and lessons that have shaped their approach, and why getting ahead in property doesn’t necessarily mean buying the dream home first.

They also get practical about what makes a successful flip, from knowing where to spend your renovation budget and avoiding expensive trends, to staging a property for sale. Plus, they take us inside the two renovations they’re currently tackling and share the principles they now bring to every project.

And after 40 years of marriage, Kath and Chris reflect on building a life together, getting outside your comfort zone and continuing to back yourself through every new chapter.

WE COVER:

• 04:00 - What young people get wrong about getting into the property market, and why buying your dream home isn’t the only way to start

• 10:00 - The importance of getting out of your comfort zone and believing in yourself

• 18:00 - What property flipping can give you beyond the financial return

• 20:00 - How Kath and Chris fell into property flipping

• 35:00 – The two renovations they’re currently tackling, the challenges they’re facing and what they’re learning along the way

• 39:00 - The differences between flipping apartments and houses, where it’s worth spending money and how renovation trends can blow your budget

• 46:00 - Why great staging matters when it comes time to sell

• 56:00 - The key principles Kath and Chris follow on every property flip

• 01:04:00 - Kath and Chris share the secrets behind their successful 40-year marriage

CONNECT: 

• Kath & Chris on Instagram - https://www.instagram.com/twisted_lime/ 

• Fast Flip Formula on Instagram - https://www.instagram.com/fastflipformula/ 

• Feel free to email us and connect anytime - [email protected] 

LINKS: 

• Fast Flip Formula - https://propertyflippers.com.au/ 

This episode of Freedom Renegades does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice.  

What if the way you’re chasing success is actually the thing burning you out?

For many ambitious business owners, working harder has become the default response to pressure. But as costs rise, margins tighten and the demands of running a business increase, that approach can come at a serious cost to your health, relationships and ultimately, your sense of fulfilment.

In this episode of Freedom Renegades, Az and Em are joined by Tyler Erickson and James Balog from Ultimate Entrepreneur, business coaches who work with successful entrepreneurs to build businesses that deliver more than revenue.

Drawing on their own experiences with burnout, Tyler and James explore the psychology behind constantly wanting more, the danger of tying success to money, and why sometimes the most powerful growth strategy is actually to do less.

We cover:

• (05:30) Why exhaustion has become normalised in business, and what happens when working harder stops delivering the same rewards

• (12:00) James’ experience of burnout and the realisation that he was building a life based on someone else’s version of success

• (15:00) Why entrepreneurs can become trapped between hustling and deal-making, and the leadership skills needed to move beyond it

• (18:00) Tyler’s experience of personal burnout, and why trying to fit too much into your life can be just as exhausting as overworking

• (23:30) Learning to say no to opportunities, overcome FOMO and recognise that “more” isn’t always better

• (27:00) Why success without fulfilment can feel empty, even when you’re making great money and achieving impressive results

• (37:30) The danger of constantly moving the goalposts, and why celebrating your success along the way matters

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CONNECT: 

• Ultimate Entrepreneur on Instagram - https://www.instagram.com/uetraining_/

• James Balog on Instagram - https://www.instagram.com/jamesbalogcoach/ 

• Tyler Erickson on Instagram - https://www.instagram.com/tylererickson__/  

• Fast Flip Formula on Instagram - https://www.instagram.com/fastflipformula/ 

• Fast Flip Formula on Facebook - https://www.facebook.com/thefastflipformula/ 

• Feel free to email us and connect anytime - [email protected] 

LINKS: 

• Ultimate Entrepreneur - https://uetraining.com.au/ 

• Fast Flip Formula - https://propertyflippers.com.au/ 

This episode of Freedom Renegades does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice.

Former NRL player turned entrepreneur and property investor Matt Srama knows what it means to reinvent yourself when life doesn’t go to plan.

After achieving his childhood dream of playing professional rugby league with the Gold Coast Titans, Matt was forced to retire through injury at just 27. Losing the career he had built his identity around became the beginning of an entirely new chapter.

Today, Matt is the founder of one of the Gold Coast’s leading buyer’s agencies and has built a significant property portfolio, placing him among Australia’s top property investors.

In this episode of Freedom Renegades, Matt joins Az and Em to unpack the lessons he carried from professional sport into business, investing and life.

He shares why discipline will beat natural talent, what losing his identity as an athlete taught him about separating self-worth from success, and why some of the highest performers understand that rest is productive.

Matt also shares practical insights into spotting suburbs on the rise, overcoming borrowing limits, choosing a great real estate agent and negotiating property deals by focusing on something many buyers overlook: terms, not just price.

We cover:

• (01:30) Matt’s journey from achieving his childhood dream in the NRL to being forced into retirement and an unexpected second career.

• (03:30) Losing his identity after football and the lesson that what you do isn’t who you are.

• (06:00) Why discipline often matters more than natural talent, and the lessons Matt inherited from watching his father lead through action.

• (18:00) Meditation, self-awareness and why Matt believes rest is productive and should be scheduled just like any other important business commitment.

• (38:00) How Matt assesses property opportunities, from supply and demand and Gold Coast growth to spotting early signs of gentrification by getting off the computer and walking the streets.

• (57:00) Matt’s practical tips for negotiating on terms and choosing a great real estate agent.

CONNECT: 

• Matt on Instagram - https://www.instagram.com/matt_srama/?hl=en 

• Matt on Facebook - https://www.facebook.com/matt.srama.39/ 

• Matt on LinkedIn - https://au.linkedin.com/in/matthew-srama-b8647b1ba 

• Fast Flip Formula on Instagram - https://www.instagram.com/fastflipformula/ 

• Feel free to email us and connect anytime - [email protected] 

LINKS: 

• Matt’s website - https://www.srama.com.au/team-matthew-srama 

• Fast Flip Formula - https://propertyflippers.com.au/ 

This episode of Freedom Renegades does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice.  

What happens when you stop tying your identity to your job, your bank balance or what other people think of you?In this episode of Freedom Renegades, Az and Em sit down with TV host, author, producer and entrepreneur Jess Eva for a refreshingly unfiltered conversation about success, identity, money, purpose and having the courage to back yourself.From growing up with very little and walking away from radio without another job to go to, to becoming ‘Jess Eva from The Block’ and becoming the owner, producer and host of her own television show, Jess has built a career by being willing to take the next step before she knows exactly where it will lead.But perhaps the biggest lesson from Jess isn't about career success at all. It's learning to stop needing the outcome, surround yourself with good people, protect the culture you're creating and have a bloody good time along the way.We cover:(02:00) Why Jess refuses to let her career become her identity, and how walking away from radio forced her to rediscover who she was(12:30) The advice from The Block creator that changed her outlook on life: “Life’s a game”(19:00) How she balances motherhood, television and running a production company, including the three-shift system behind her working day(26:00) How an unexpected opportunity led Jess to own and produce her own TV show, despite having no experience doing it before(32:00) The lessons from Jess’ childhood that she still values today (42:00) The filter Jess puts her life decisions through to ensure she makes the right choices (50:00) What Budget Battlers has taught Jess about life (01:15:00) The philosophy Jess now lives by: stop needing the outcome, take the first step and surround yourself with people who believe in youCONNECT: Jess Eva on Instagram - https://www.instagram.com/jess.eva.here/?hl=en Fast Flip Formula on Instagram - https://www.instagram.com/fastflipformula/ LINKS: Fast Flip Formula - https://propertyflippers.com.au/

Most people design a home around square metres, resale value and the latest trends. But what if the best homes aren't designed around rooms at all? What if they're designed around the way you want to feel?

In this episode, Az and Em sit down with award-winning designer and creator of the Emotional Floorplan, Adrian Ramsay, to explore how our homes quietly shape our relationships, routines, wellbeing and happiness. Together, they unpack why the best homes aren't necessarily the biggest or the most expensive, they're the ones that reflect the people living inside them.

Whether you're buying, selling, renovating or building, this conversation is filled with insider tips from one of Australia's leading home designers. Learn how buyers really think, what creates an emotional connection to a property, how to choose the right real estate agent, where to spend (and save) on renovations, and why the best homes are designed around the people who live in them not just the latest trends. 

We cover:

• (02:00) What investors need to understand about property 

• (14:00) Adrian’s best tips for a successful open home 

• (24:00) The key to choosing the best real estate agent for your property 

• (26:00) What causes someone to reject a property straight away 

• (34:00) What an "Emotional Floorplan" actually is and why it changes everything

• (45:00) The simple questions that reveal how you actually want to live

• (56:00) The trend and renovation upgrades Adrian believes are often a complete waste of money

CONNECT: 

• Adrian on Instagram - https://www.instagram.com/adrianramsay/?hl=en 

• Fast Flip Formula on Instagram - https://www.instagram.com/fastflipformula/ 

• Feel free to email us and connect anytime - [email protected] 

LINKS: 

• Adrian’s website - https://ardesignhouse.com/ 

• Fast Flip Formula - https://propertyflippers.com.au/ 

This episode of Freedom Renegades does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice.  

What if the life you're working so hard to build isn't actually the life you want?

For so many people, success has become a number in a bank account, a bigger house or the next milestone that always seems just out of reach. But as today's guests explain, when success is measured by someone else's standards, you'll never truly feel like you've made it.

In this episode, Az and Em sit down with property strategist Scotty North and mindset expert Brent Williams to explore what financial freedom really means. Together, they unpack why money is a tool rather than the destination, how to define success on your own terms, and why creating a meaningful life starts by asking better questions.

If you've ever found yourself chasing "more" without knowing why, this conversation will encourage you to step back, redefine what matters and build a life that feels successful long before you reach your next financial milestone.

We cover:

• (02:00) Why money is one of the worst measures of success

• (06:50) Why your version of success should never be borrowed from someone else

• (09:20) The difference between making money and mastering money

• (15:00) The question Scotty asks every investor to uncover what they really want

• (29:00) The one piece of advice both guests would give anyone starting their wealth-building journey

• (31:00) The danger of moving the financial goalposts every time you reach them

• (41:00) Scotty's exercise to uncover what success genuinely looks like for you

CONNECT: 

• Scotty North on LinkedIn - https://www.linkedin.com/in/scottynorth/  

• Brent Williams on Instagram - https://www.instagram.com/empower_u_program/ 

• Fast Flip Formula on Instagram - https://www.instagram.com/fastflipformula/ 

• Feel free to email us and connect anytime - [email protected] 

LINKS: 

• Scotty Norths website - https://northrock.com.au/ 

• Brent Williams website - https://empoweru.com.au/ 

• Fast Flip Formula - https://propertyflippers.com.au/ 

This episode of Freedom Renegades does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice.  

When headlines are filled with talk of interest rates, tax changes and property market crashes, it's easy to believe the best opportunities have already passed. But what if uncertainty is exactly where wealth is created?

In this episode, Az and Em are joined by finance strategist and property investor Andrew Kubenk from WiZDOM Loans to unpack what's really happening in the Australian property market and why the people who build lasting wealth often think very differently to everyone else.

From navigating policy changes and interest rates to building the right mindset for long-term success, this conversation is packed with practical lessons for anyone wanting to create more freedom through intentional financial decisions.

This episode is a reminder that your greatest investment is often the way you choose to see the world.

We cover:

• (02:00) Why Andrew believes change always creates opportunity

• (04:30) The biggest mistake investors make during uncertain markets

• (10:00) The difference between passive and active investing and why it matters now more than ever

• (14:00) Why a flat property market can create better opportunities than a booming one

• (19:40) Why your parents and friends may not be the best source of financial advice

• (25:00) The creative property strategies that become possible when fear enters the market

• (41:00) The one trait Andrew has seen in almost every successful investor

• (01:00:00) Andrew's unexpected answer to the question: What cost less than $100 but changed your life?

CONNECT: 

• Andrew Kubenk on LinkedIn - https://au.linkedin.com/in/andrew-kubenk-91077250 

• Fast Flip Formula on Instagram - https://www.instagram.com/fastflipformula/ 

• Feel free to email us and connect anytime - [email protected] 

LINKS: 

• WiZDOM Loans - https://wizdom.com.au/dvteam/greg-markett/ 

• Fast Flip Formula - https://fastflipformula.com

This episode of Freedom Renegades does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice.

In a world that celebrates hustle, productivity and constant achievement, it's easy to believe that success comes from pushing harder. But what if the real secret to creating more wealth, freedom and fulfillment isn't doing more it's learning when to slow down?

In this episode, Az and Em are joined by wellness expert Tyler Tolman and mindset coach Brent Williams for a powerful conversation about burnout, success and the relationship between your health, your mindset and your ability to create the life you truly want.

Together, they explore why so many high achievers find themselves exhausted despite outward success, how small daily habits can transform your energy and thinking, and why investing in yourself will always deliver the greatest return. This episode is a reminder that the strongest foundation for freedom isn't found in your bank account, it's found in your health, your perspective and the choices you make every day.

We cover:

• (01:30) The surprising reason ambitious people often feel the most exhausted

• (02:30) Why burnout has become the new normal and how to break the cycle

• (10:00) The fish tank analogy that completely changes the way you'll think about your health

• (26:00) Why chronic stress is incompatible with the life you're trying to build

• (36:00) The connection between gut health, mental clarity and emotional wellbeing

• (38:00) Why authenticity attracts more opportunities than trying to be someone else

• (44:00) How investing in yourself creates a ripple effect across every area of your life

• (46:00) Why every major breakthrough often comes after stepping away, not pushing harder

• (01:00:00) Az gets vulnerable sharing his own journey with depression

CONNECT: 

• Tyler Tolman on Instagram - https://www.instagram.com/tylertolmantt/?hl=en 

• Brent Williams on Instagram - https://www.instagram.com/empower_u_program/ 

• Fast Flip Formula on Instagram - https://www.instagram.com/fastflipformula/ 

• Feel free to email us and connect anytime - [email protected]  

LINKS: 

• Tyler’s website - https://tylertolman.com/ 

• Brent Williams website - https://empoweru.com.au/ 

• Fast Flip Formula - https://fastflipformula.com