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In this Episode of the Don't Panic Podcast, host Shubhda engages with Kieran to explore essential personal finance principles and the pivotal influence of money mindset on achieving financial independence. They discuss the concept of a 'Freedom number' as a benchmark for personal financial goals and emphasize the necessity of saving a consistent percentage of income to combat lifestyle inflation.

Kieran advocates for a diversified investment strategy focused on low-cost index funds, global market exposure, and prudent risk allocation, while also highlighting the long-term impact of fees on returns.

The episode further delves into the value of travel as a tool for personal growth and the importance of funding opportunities, stressing ethical considerations in business—such as valuing services appropriately and the responsibility to solve real problems for clients. 

As you listen to this episode ask yourself:

• Have I researched my investments properly?
• What is my Freedom number?
• How might I optimize my expenses for a robust financial future?

Please note that information shared on this podcast does not constitute financial advice, and it's for educational purposes only