In this episode of the Weekly Finance News Wrap, we review key events in Australia's finance industry. MotorCycle Holdings Limited is expanding operations via an acquisition that allows entry into South Australia and Western Australia, alongside an increased presence in New South Wales and Victoria, extending their brand portfolio. Westpac Bank has a strategic plan to boost their business banking division with an additional 350 employees over two years, aiming to better support SMEs and compete in the business lending market. In regulatory updates, Buy-Now-Pay-Later providers must now perform credit checks, a decision backed by Zip Co and others, aimed at preventing over-indebtedness and protecting consumers. Lastly, APRA is maintaining the 3% serviceability buffer on home loans, keeping lending standards stringent to protect borrowers from potential rate increases.