In this week's edition of Financial Services Online Weekly Finance News Wrap, Paige Estritori discusses a new report from the Reserve Bank of Australia (RBA) indicating the current rental crisis is driven more by a lack of housing development than high interest rates - a surprising find, contradicting popular opinion. Despite recent increases in interest rates, landlords rarely pass this onto tenants. Following global trends seen in cities like New York and London, insufficient housing development in metropolitan areas has emerged as the leading issue. The report also highlights similar supply constraints in the commercial property market. The research presents an argument for a shift in focus to urban planning and government policy reforms to overcome these challenges. This thought-provoking study raises pressing questions about Australias housing and affordability issues and presents an argument for more comprehensive solutions.n