In this week's insurance news wrap, Paige Estritori discusses rising mental health related claims in Australias income protection insurance sector, noting 20% of payouts in 2024 were directed here. Insurers like TAL are promoting preventative health programs in response. Insurance Australia Group (IAG) highlights the rising costs of home insurance due to climate change, advocating for climate-adaptive infrastructure planning and consistent natural hazard guidelines. A tech development is the use of AI in the insurance sector, with predictive analytics helping with risk management and claims processing improvements, despite data privacy and tech investment challenges. Lastly, IAG is improving flood response strategies following the 2022 catastrophic floods, with plans to increase transparency, enhance communication, and streamline claims processes.