In this week's Finance News Wrap, the Australian Prudential Regulation Authority (APRA) announces new limitations on high debt-to-income home loans starting February 2026. The rule, aiming to curb high-risk borrowing, will apply to both owner-occupiers and investors but excludes new housing developments. To mitigate growing housing costs, the government pledges to construct 1.2 million homes by 2030. The Australian Securities and Investments Commission (ASIC) launches a comprehensive review on non-compliance in the licensed debt management and credit repair sector. Auspiciously, Australia maintains its triple-A credit rating from Fitch, signaling economic stability. Lastly, Budget Direct receives Money Magazine's award for Best-Value Car Insurance for the seventh consecutive year. Need financial consultation? Visit financialservicesonline.com.au.