Over 2 million borrowers just lost 100+ credit points, and most never saw it coming. If your score slid from a 700 to a 550 overnight, this episode is your playbook to reverse it.

Inside, we unpack exactly how post-October 2024 reporting torpedoed scores—retroactive lates, skipped notices, duplicate tradelines, and how those same violations can be used to dispute and delete the damage.

What you’ll learn:

• The reporting rules federal vs. private servicers keep breaking—and how to prove it
• The step-by-step dispute stack: bureaus, servicer validation, CFPB complaint
• When consolidation resets the board (and when it doesn’t)
• How to escalate for fast corrections and permanent removals

Who it’s for: borrowers, first-time homebuyers, agents, and LOs advising clients—anyone who needs credit points back now.

Make sure you share this episode with anyone who needs it

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