the un# podcast

From Accounts to Wallets | Sandy Kaul (Franklin Templeton)


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In this episode, host Srikumar Misra asks Sandy Kaul of Franklin Templeton to stargaze 10 years out and she delivers a blunt take: global markets are still running on 1970s-era infrastructure.

Sandy breaks down why the real shift starts with one primitive: wallets. Once wallets enter market plumbing, everything else follows, tokenized “digital twin” assets, 24/7 trading, and eventually atomic settlement where assets + payments move instantly.

It’ll be an “all of the above” world for a while - legacy accounts + new wallets but the direction is clear: more financial activity moving onchain, faster than most people expect.


Full episode at: unhashed.co/sandy

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the un# podcastBy Sri Misra